Credit cards offer convenient access to funds to cover expenses that can’t always be paid for with cash or debit cards.
When considering a credit card, two of the biggest brands are American Express and Citibank. Both offer a variety of cards that come with rewards and bonus features. It’s important, however, to make sure that the rewards and features of each card meet your needs so you can maximize the benefits and value you get from your card.
American Express offers a range of cards with different features that can be tailored to meet your needs. One of their most popular cards is the Gold Card, which comes with access to a variety of exclusive benefits. The Gold Card offers 5 points per dollar spent on travel and restaurants, 2 points per dollar spent on other purchases, and bonus points when you make purchases at participating retailers. It also comes with travel protection for things like rental car reservations and airfare purchases. You’ll also get access to a personal concierge who can help you with a range of services, from planning a vacation to making restaurant reservations.
Citibank also offers a variety of cards with different features. The Citi Premier® Card is one of the most popular cards, offering a variety of rewards and bonus features. With this card, you’ll get 3 points per dollar spent on travel and restaurants, 2 points per dollar spent on other purchases, and bonus points when you make purchases at participating retailers. It also comes with access to concierge services and travel protection for airfare purchases and rental car reservations.
When considering which credit card is right for your needs, it’s important to compare the features and rewards each card has to offer. American Express and Citibank each offer great rewards, but it’s important to make sure the features you want the most are included with the card you choose.